310Loan has been one of the pioneers in online payday loans in Canada. The firm has been in business since 1999.
The firm is specialized in providing Canadians with short-term, small dollar amount credit online, without the need for the customers to visit a physical location.
Typical
payday lending customer uses these funds to cover unexpected shortfalls
in personal finances between paydays, such as those resulting from
emergencies (e.g. car repairs).
One of the benefits of doing
business with 310-LOAN is that their loan processing contain no faxing
and no calls to the employer, making the lending experience easy and
simple.
Because cash advances are mostly used for emergencies
(they are NOT suitable as long-term financial solutions due to the high
costs of borrowing), fast fund transfers are one of the key principles
of how the company operates.
According to the 310-LOAN marketing
material, they use an Interac E-Mail Money Transfer, which will ensure
that you get the loan in 30 minutes or less.
Also, due to cash
advance loans being a relatively new format of short-term consumer
lending (they have been widely available only since the 1990s), the firm
has emphasized providing customer service over the phone, to answer
customer questions about the loans and the lending process.
To be eligible for a cash advance loan from the service, you need to
meet a few requirements, including (according to their official
website):
you have to be nineteen (19) years of age or older,
you need to have proof of your two most recent income deposits,
you must have an active chequing or savings account with at least seven (7) transactions in the last thirty (30) days, and
you must not have filed for bankruptcy in the past year or be enrolled in credit counseling.
As part of the application process, you need to verify these details.
To apply, you can do so either using the online application form, or alternatively, over the phone.
The available loan sums range from $100 to $600, with the maximum being based on your net income and employment details.
However, for first time customers, the maximum limit is $300.
Vippi opas › Payday Loans › Cash Advance Canada › 310Loan
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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