Ace Cash Express fees depend on several factors, including the loan amount and the applicable state laws in the location you are applying for the loan from.
The states where ACE Cash Express operates online and/or with physical outlets include Alabama, California, Delaware, Hawaii, Idaho, Kansas, Louisiana, Maine, Minnesota, Mississippi, Missouri, Nevada, Ohio, South Dakota, Tennessee, Texas, and Florida.
Since 1968, some 38 million customers have used the firm's services, making it one of the most reliable operators within the US payday loan industry.
Today, ACE Cash Express financial services include check cashing, short-term consumer loans, bill pay, and prepaid debit cards. In fact, the firm is the largest owner operator of check cashing stores in the US.
In business since 1968, ACE Cash Express focuses on serving consumers who seek an alternative to traditional banking relationships to gain convenient and immediate access to financial services.
Therefore, you should always check the applicable fees individually, based on the state from which you are applying from.
In many states, the state law states the maximum amount available to be borrowed, or the state law caps the maximum APR interest rate that can be charged for the loan.
In terms of costs for the loan, the loan interest rate on a payday cash advance is the fee imposed on the borrower, for the service to be able to borrow money from ACE Cash Express.
Typically, this fee is set in dollars or as a basic percentage of the amount borrowed, and can you should find it expressed as annual percentage rates (APR) from the loan agreement.
Using APR rates, you can easily compare payday loan rates between different companies, and most of the caps imposed by state laws also apply to specifically the maximum APR rates that the company can charge.
For information on applicable state laws, you should refer to the ACE Cash Express official website, where the fees are listed by state and by service.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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