Advance America Loan

Advance America loan is available in-store (from 2,400+ locations) as well as via an online application, without a need to visit an outlet.

Payday loans are typically small-dollar sum loans, that the company's customers use to cover mostly unexpected, short-term expenses.

However, these loans are not meant to be used as a product for solving long-term money problems or major financial expenses.

As a payday loan lender, Advance America is regulated for their loan business on both state and federal level, including the Consumer Financial Protection Bureau.

They are also a founding member of the Community Financial Services Association (CFSA), the leading payday loan industry association.

Advance America uses the CFSA "Best Practices" guidelines to provide responsible payday loan services. These guidelines, which are available from the association's website, give a good outline on how the more reputable cash advance companies operate in the US.

Advance America Payday Loans

If you choose to apply for a short-term cash advance, a payday loan, in-store, the process often takes only about 10-15, and you might be able to get the loan sum right on the spot.

Online, meanwhile, you can complete the entire loan application process without the need to visit one of the physical stores in person.

With an online application, you just submit the application, and, if approved, you'll get the funds directly to your bank account, usually within the next business day.

The fees associated with a payday loan depend on many factors, including the loan sum, as well federal and state laws, so you should always check these details before making an application.

For example, in many states where Advance America operates, the maximum loan amount available is regulated by state law.

There are also a range of requirements to qualify for a loan. According to the firm's official website, these include personal identification, proof of income, a bank statement, and a personal check.

› Advance America Loan


Cash advances should be used for short-term financial needs only, not as a long-term financial solution.

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