Advance Financial has been in business since 1996, and today, has payday lending locations throughout Middle Tennessee.
The firm operated, in fact, up until 2006 under the name Advance Payday,
but they changed the name to reflect the wide variety of financial
choices that had become available through the stores.
For example, their current selection of personal financial services ranges from payday advances to title loans, signature loans and check cashing services.
In addition, you can take advantage of bill payment, wire transfer, pre-paid Visa cards, and money orders while at the outlets.
One of the things that has distinguished the company from its competitors, in addition to the wide range of available services, is that Advance has very convenient hours of operation.
In fact, 14 of their stores operate through the day, 24/7. These always open stores are located in Nashville (11 outlets), Antioch, Madison, and Bellevue.
The firm is a member of the Community Financial Services Association of
America (CFSA), the national industry representative for payday lenders,
You should read through the CFSA's website, to better understand how payday lending operates and what to expect, in addition to learning about the laws that regulate the industry in your state.
The available loan sums from the firm start from $25, up to $425.
There are some basic requirements that the company has on its customers, including (from the company website's FAQ) that you will need a photo I.D., checkbook, and a verifiable income.
As part of the loan application process, there is no credit check required, so even people with bad credit can apply to get a payday loan, provided they have a steady source of income.
If your loan application is approved, you get the loan funds against a personal check, and the company will hold, not cash the check until your next payday, when the loan repayment comes due.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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