Amscot Financial

Amscot Financial has payday lending locations available all across Central Florida, with many of the outlets open 24/7.

The firm, which is headquartered in Tampa, Florida, and is a member of the Community Financial Services Association of America (CFSA), has been in business since 1989.

Today, their financial service locations are scattered throughout Tampa Bay and Central Florida areas, with, on average, the company opening 3 new locations every month.

Each of their locations functions as a money superstore, with a wide range of personal finance services available.

These services include...

  • check cashing (personal, payroll, insurance and bank checks, money orders, traveler’s checks, government checks and out-of-state checks),
  • ATM machines,
  • Western Union,
  • money orders,
  • payday loans,
  • Amscot Prepaid MasterCard,
  • prepaid wireless minutes,
  • notary services,
  • faxes & copies,
  • stamps & envelopes, as well as
  • in-store bill payments.

Amscot Cash Advance

To get a cash advance on your next payday, for sums up to $500, the Amscot payday loan service will take your personal check, and hold if for two weeks or until your the next scheduled pay day.

These are very high APR short-term loans, intended for emergencies and to covering unexpected expenses in personal finances, such as car repairs.

Payday loans are not suitable as financial solutions to long-term money problems.

To be eligible for a cash advance from Amscot, there are several requirements, such as (from the company website's FAQ section):

  • You have to be employed or receiving monthly Social Security, Government and/or pension checks
  • You have to bring in proof of income (pay stub, direct deposit form, or bank statement)
  • You have to bring your checkbook with you
  • You have to bring your government issued, photo ID with you (driver’s license or passport)
  • You must be at least 18 years or older

Also, before you take a loan through this Amscot Personal Check Deferred Deposit Program, you should read through the loan agreement terms.

The terms contain information on, for example, APR rates of the borrowing and how state laws regulate how many cash advance loans you can have at one time.

› Amscot Financial

Cash advances should be used for short-term financial needs only, not as a long-term financial solution.

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