Approved Cash Advance

Did you know that Approved Cash Advance operates in seven states, with over 200 locations available?

The company has been one of the fastest growing payday loan providers in the US in recent years, having been founded only in 2004.

Their financial services in short-term loans offer an alternative to high bank fees on bounced checks, late payment fees, and costs associated with cash advances from credit cards.

Products available, in addition to payday loans, include title loans, installment loans, and tax prep services.

The cash advance products are not meant to be a long-term solution to money problems.

Rather, these loans are offered as short-term financial management tools, primarily to cover unexpected expenses that can cause cash emergencies before paydays.

For many customers, this may mean emergency travel funds, cash for unexpected car repair charges, and home repair related costs.

According to some studies, one of the most typical uses of payday loans, however, is everyday items such as groceries, in times when there is a financing gap before a payday.

Approved Cash Advance and Bad Credit

One of the major user groups for the company's short-term credit products is people with bad credit.

When assessing their loan applications for payday loans, the company does NOT obtain a complete credit report, unlike many other financial institutions do in their risk assessment.

They do, however, use another type of risk assessment service, which tells the firm, for example, whether their applicants are up-to-date in their payments to other similar businesses.

In any case, you should familiarize yourself with the loan agreement in detail.

The agreement is compliant with the applicable state or federal disclosure requirements, so you should be able to get detailed information about all of the important terms.

These terms include the annual percentage rate (APR), which is one of the indicators you can use to compare the prices of these loans from one company to another.

› Approved Cash Advance


Cash advances should be used for short-term financial needs only, not as a long-term financial solution.

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