Bad Credit Guaranteed Payday Loan

Bad credit guaranteed payday loan lenders are companies that allow people with less-than-perfect credit to apply, but other criteria may prevent you from getting a cash advance.

In the UK market, there are several lenders that either do no credit checks as part of the loan application processing stage, such as PayDayWay.

Alternatively, there are UK lenders, such as Pounds2Day, that accept applicants with less than perfect credit rating.

In other words, the accept applicants with "bad credit", even though they DO make credit checks as part of the loan decision process.

Of these, PayDayWay announces on their website's FAQ section that...

"Will you check my credit score or credit rating? No, we do not use credit score to weight your payday loan application."

In fact, according to the marketing material provided by the firm, nearly half of their applicants have "bad credit".

Beyond not doing a credit check, there are a few requirements that the company has in order for you to be eligible for a payday loan, including:

you must be at 18 years of age or over,
you must have a valid bank account,
you must be a resident of UK with a valid work permit, and
you must be employed and paid £750 a month after tax into your bank account.

Bad Credit Guaranteed Payday Advances

Another alternative in the UK cash advance market that allows for less than perfect credit, bad credit applicants, is Pounds2Day, whose website's front page announces "Less Than Perfect Credit Accepted".

Instead of requiring perfect credit, however, their loan requirements include:

you must have a valid bank account,
you must be at least 18 of age,
you must have employment and receive a steady salary,
you must be a resident of the UK, and
you must provide your debit card details.

In addition to having more relaxed lending requirements when it comes to credit scores, their loan applications are also streamlined, and normally require no faxing of documents.

Instead of faxing, you e-sign your loan application, after which their customer service agent will be in contact over the phone to arrange for the details.

› Bad Credit Guaranteed Payday Loan


Cash advances should be used for short-term financial needs only, not as a long-term financial solution.

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