Cash Advance Columbus Ohio loans are available from several companies, including ACE Cash Express, with a variety of financial products from these outlets.
All in all, Ohio has an estimated 1,600 payday advance companies in the state, employing some 6,000 people.
For short-term consumer loans, these companies offer payday advances, typically of small-dollar amounts for repayment within a few weeks, until the next payday.
A central requirement for getting cash advance is often having a regular and steady job, which you have to prove with recent bank statements and payment stubs (check the details with your particular payday lender).
What is often not required, however, is a credit check, making these financial products popular among people with bad credit but having a regular job.
Because of the high annual percentage rates (APRs) of interest, these are not solutions for long-term money problems, but rather, as a short-term bridge until your next payday.
Among the most popular payday lenders in Ohio and Columbus are ACE Cash Express, Advance America, and Cash America.
Of these, ACE Cash Express, which has over 1,700 locations throughout the nation (37 states), provides in Columbus Ohio short-term consumer loans (payday loans).
Their additional services, available under the same roof, include check cashing, bill payment, and prepaid debit card services.
Advance America, meanwhile, the nation's largest payday lender with over 2,400 nationwide outlets, provides Columbus Ohio residents with payday loans and other financial services.
These other services range from auto equity loans to MoneyGram services, and installment loans to VISA prepaid cards (with Check-to-Card).
Finally, Cash America, which operates under "Cashland" brand in Columbus Ohio, has three physical stores in the city.
They are also the nation's largest operator and owner of pawnshops, under brands such SuperPawn and Cash America Pawn.
Their online payday loans operation, available through CashNetUSA.com, is also available to those living in Columbus and elsewhere in the state of Ohio.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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