Cash advance Portland Oregon is available from a selection of the 65 total payday lenders operating in the state.
As a form of short-term debt, payday loans and cash advances have been a very popular service in Oregon for years.
These loans are short-term, small dollar amount loans to consumers, with the intention of repayment at the borrower's next payday.
A central part of the requirement for getting one of these loans is having a steady, regular job, but often not perfect credit.
This is why payday loans have gained many under-banked customers from a population with regular jobs, but with bad credit, from people who cannot get service from traditional banks and financial institutions.
As has happened with most other states, Oregon has regulated cash advance industry heavily, and you should get to know these payday loan laws in Oregon in detail, to fully understand your rights as a consumer and the obligations under which the payday advance firms operate.
A good source of information in this regard is the Oregon Division of Finance & Corporate Securities official website at www.cbs.state.or.us.
The payday advance laws in Oregon regulate, for example, the maximum fees and interest rates, as well as the required licenses for a lender to operate in Oregon.
In Oregon, the Division of Finance & Corporate Securities regulates payday lenders, and their database contains a total of 65 licensed lenders, many with outlets near Portland.
Out of these alternatives, one of the most popular choices is ACE Cash Express, one of the nation's oldest and largest payday lenders, having been in business since 1968 and operating in over 1,700 locations today.
In most of their bricks-and-mortar stores, the available financial services include, in addition to payday loans, also check cashing, bill paying, and prepaid debit cards.
You can also use their internet payday loan service from your computer, available through the official company website.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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