Cash advance Riverside services are available throughout the region, having gained popularity since the early 1990s both locally and nationally.
payday loans are typically small dollar amount, short-term debt
instruments, where the loan is paid back to the lender in a few weeks
time, on the borrower's next payday.
The loans are meant to be used for short-term emergencies and for covering unexpected expenses, and some use the funds to avoid late payment fees, overdraft charges, and expenses related to disconnected utilities or other services.
Because of the high annual percentage rates (APRs) of interest for the loans, cash advances are NOT solutions for long-term money problems, and you should look at the alternatives (such as taking cash advances on credit cards) even on the short-term.
The payday advance industry is highly regulated in the state, and you should familiarize yourself with the payday loan laws in California, to fully understand your rights as a consumer.
Many of these laws are written into the state statute as an exception to the California's Finance Lender's Law, which is a central piece of legislation in this regard.
All in all, according to the state's official statistics, in the last few years, there have been over 2,400 cash advance outlets operating in California.
These CA cash advance outlets provide more that 10 million loans annually, with, according to the research done on national payday loan industry, most being taken in-person at one of the physical stores.
Among the alternatives for taking a payday advance in California, the nation's largest payday loan franchise, Advance America, has a total of 20 locations within 20 miles of Riverside, CA.
Most of these stores provide payday loans, VISA prepaid cards, check-to-card service (as an alternative to check cashing), and tax services.
You can also utilize their online payday lending website, which the company operates together with CashNetUSA (owned by Cash America, another national chain of payday lending stores).
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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