Cash and check advance Tampa providers include ACE Cash Express, which has a total of 11 locations near Tampa, Florida.
Payday loans are a form of short-term lending, where the borrower
typically gets the money in return for a personal check, which is
normally held by the cash advance lender until the borrower's next
Thus having a regular income and steady employment are some of the central requirements with many payday lenders, but a credit check is often not part of the loan processing.
That is why these loans are typically available even to Florida and Tampa residents with bad credit but with regular employment, and who cannot get adequate service from traditional banks and financial institutions.
In similar fashion to most other states, payday lending is heavily regulated industry in the state, and you should get to know the applicable payday loan laws in Florida, as well as the regulations coming from the Florida Office of Financial Regulation, to fully understand your rights as a consumer.
These laws regulate, among other things, the limits on payday loan amounts, loan lengths, maximum charges, and prohibitions on rollovers (extensions, renewals, or consolidations).
You should also familiarize yourself with alternatives to payday loans in Florida, including credit card advances, small loans from banks and credit unions, and loans from family members and friends.
Many national cash advance franchises operate throughout the state of Florida, including Tampa and its surroundings.
One of these national payday lending franchises is ACE Cash Express, which has a total of 11 locations near Tampa, Florida, according to their "Store Finder" tool.
The company, which has been in business since 1968, offers check cashing, cash advances, bill payment, prepaid credit cards, and many other financial services in select stores throughout United States.
All in all, ACE has a network of over 1,750 stores in 37 states and the District of Columbia.
Another popular alternative is the nation's largest payday lender, Advance America, with 12 locations within 20 miles Tampa, FL.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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