Find out about Cash Today payday loan services in Australia, their application process and background of the company.
The firm, which is a payday loan brokerage, offers primarily services for cash advance loans.
These loans are very short-term, NOT intended to be a solution for long-term financial problems, and they are secured by your paycheck.
As for the loan process, the company brokers a loan for you once you've activated your account with them.
If you agree to the loan agreement, get approved, and the application was submitted by 2:00 PM, according to the information given by the firm, you should get the money next business day to your account.
There is also an option, for a fee (including a possible wire receiving fee), to get the money same day. In this option, the loan proceeds are wired into your bank account.
The repayment, meanwhile, happens by means of direct debit from your bank account, on the designated payday you submit on the loan application.
Before starting the loan application process, you should read carefully
all the information provided by the company, as well as the loan
As of writing this, some of the requirements for getting a payday loan from the service include that you have to have been in your current job for at least four consecutive months.
Also, to be approved, you must have a valid bank account, which has been open for at least three months.
For self-employed payday loan applicants, you need to show the company the last 3 months of bank statements, to prove your income.
You can have only one open loan at the time from the service, and the loan must be fully paid, before the firm is able to issue another loan to you.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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