Cash Tyme has been in payday loan business since 1998, and today, they operate more than sixty stores in a total of eight states in the United States.
The company, a member of the Community Financial Services Association of America (CFSA), operates in
Their services at the available outlets include cash advances, check cashing (in most locations), and phone services.
Of these, the in-store check cashing process is fast & confidential, where you just bring in your personal check, and the store will cash it, for a small fee.
The fees applied to your cashed check will depend on, among other things...
As for phone services, not available at all locations, this is a reconnect service, which will get your phone re-connected within five working days.
Cash advance loans from the company are small-dollar amount, short-term loans.
The loans are taken against a personal check
that the company will hold until your next payday, typically within a
few weeks time (up to 14 days, but some locations will hold the checks
up to 30 days).
Because of the high borrowing costs, high APR rates of interest, these loans are not suitable financial solutions for the long-term.
Even in the short-term, you should research the alternatives, such as getting a cash advance from a credit card or a small consumer loan from a credit union.
Some of the requirements for being eligible for a payday loan include (from the company website's FAQ section):
The loan approval process does not include credit checks and it is fast and uncomplicated.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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