Check City payday loans are available from the company from around 65 stores in several states, plus you can apply for cash advance online.
The company, in business since 1986, provides a wide range of financial
and related services in addition to the short-term consumer loans.
These additional services include check cashing, prepaid debit cards, phone cards, money orders, withdrawal transfers, and tax & mortgage services.
Although you have a variety of payday loan lenders to choose from in most states where these loans are available, Check City has gained a reputation for good customer service and comfortable physical stores.
The Check City payday advances are often an alternative to such negative financial consequences as late, over draft, over the limit, and reconnection fees, as well as possible negative changes to the credit score.
Because it is such a flexible form of loan, a payday loan also gives you access to additional money to take advantages of limited time offers and other events that might not be available on payday.
The loan application process for cash advances with Check City is a very
streamlined process, and can be done in person at one of the stores, or
To qualify for a payday loan with Check City, you need to have a steady source of income, a checking account, as well as proof of your identity (a state or federal ID).
If you choose to apply for a payday loan in-store, you can find a location closest to you using the "Store Finder" tool at the company's official website.
Check City has stores available in Utah, Nevada, Virginia, Maryland, and Colorado.
If your in-store loan application is approved, you then write a personal check for the amount you need plus the standard fee, against which you get the loan in cash.
In contrast, using the online application through the official website, you fill out the online application form, submit it, after which the application will be reviewed by the company.
If approved, the loan funds will be direct deposited to your bank account, typically within 24 hours.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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