Check Into Cash is a founding member of the Community Financial Service Association of America (CFSA), and also one of the most popular payday lenders in the U.S.
The company has been in business since 1993, starting out of Cleveland, Tennessee.
Today, they operate over 1,000 plus cash advance centers
nationwide, in 30 states. In addition to the physical stores, many
states' residents also have access to their online payday loans.
The exact service map for each of the states' is available from the company's official website, at checkintocash.com.
Services offered at most of their physical stores include...
payday loans (cash advances), title loans, title pawns, check cashing, Western Union services, walk-in bill pay, reloadable prepaid U.S. money cards, and ATMs.
Cash advances offered by the firm are short-term, small dollar amount loans, intended to meet unexpected emergency expenses, until your next payday from regular employment.
Because of the high costs of borrowing (high APR rates), these are not suitable financial products for solving long-term money problems.
How much you can borrow is usually dependent on your financial situation to pay back the loan and your state's laws...with the range generally being between $100 and $1,000.
To prove that you meet the company's requirements to be eligible for a cash advance loan, you need to bring with you to the store (according to the company website's FAQ):
If you get approved for a loan, you then write a personal check for the amount of the cash you want plus a fee.
The company will hold onto the check until your next payday, typically the agreed loan's due date, at which time you can come back to the store, and pay back the advance (to get back your check).
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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