Check N Go has been in payday lending business since 1994, and today, they operate in 24 states across the nation, including 227 stores in Texas and 174 stores in California.
In many states where the company operates, they provide cash advance lending both from their online payday loan service, as well as from their storefronts.
In some states, especially where online payday lending has been restricted or prohibited, they operate only through their bricks-and-mortar cash advance outlets.
Payday loans offered by the company are unsecured, short-term loans of small amounts of cash, created for you to be able to bridge your personal finances, temporary budget shortfalls, until your next payday, typically within a few weeks.
These are not financial solutions, however, for long-term money problems, and even in the short-term, you should research payday loan alternatives, such as cash advances from a credit card and taking a small consumer loan from a local credit union.
The actual application process to get one of these loans typically a very streamlined process, both online and in-store.
There are several requirements to qualify for getting a loan, including (from the company website's FAQ section):
These same requirements for qualifications apply to both getting a payday loan from online or via in-store transactions.
these alternatives, there are some benefits associated with taking an
online cash advance (where they are available), including the convenience of being able to do so from your home.
At Check `n Go, there is one additional benefit, to qualified online customers. That benefit is being able to finish the process without a need to fax documents.
And since you won't have to fax in documents to apply, these faxless cash advance loans are one of the fastest ways to get the funds into your bank once approved for a loan.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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