To find a discrete payday advance provider, one good way is to use a Community Financial Services Association of America (CFSA) member firm.
To remain members in the association, these companies have made a pledge to follow the best practices rules of the association.
Within these best practices, there are several things to give payday loan customers discrete and confidential service.
For example, the association's FAQ section states that...
"Is my transaction confidential? CFSA member companies protect the confidentiality of customers’ personal information and have strict privacy policies. Payday loan transactions are not reported to credit bureaus."
If you find that their member firm is violating the association's best practices code, the official CFSA website has a customer complain form available, through which you can submit a complaint, which may lead to action taken against the CFSA member.
In many cases, the payday lending industry is also highly regulated by the state in this regard, but you have to check whether your location has consumer protection in place for discrete payday loans.
One of the ways that may make the payday lending transaction less
discrete, unfortunately, is to do business with the lender in person at
one of their storefronts, where you may find other customers.
If your state allows payday lending online, one good alternative for more private cash advance process is to use a Community Financial Services Association of America (CFSA) member company with internet payday lending available.
As an example of these alternatives, Cash America International, Inc., a CFSA member company, owns CashNetUSA, an internet payday lender that has served over 1 million customers.
According to their Store Finder map, CashNetUSA payday loans are available in 20 states. In addition, they do operate in several additional states as providers of either installment loans, CSO loans, or lines of credit.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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