Early Payday

Early Payday Loans Ltd is one of the most popular online direct payday lenders (they are not brokers or affiliates) in the UK.

The company, which has been in business since 2003, has from the beginning specialized in providing short-term consumer loans, also known as cash advance loans.

Some of the reasons why the firm has generated a loyal customer base include providing a very simple and straightforward process for getting a payday advance.

In addition, the firm has paid extra attention to being one of the faster payday lenders in UK, in terms of how quickly the applications are both processed and approved.

The processing times are especially important if you are applying to get a payday loan to cover unexpected expenses related to emergencies, where time is centrally important.

However, these loan products are NOT meant to be used as solutions for long-term financial problems, partly due to the high costs of borrowing (high annual percentage rates (APRs) of interest).

To lower the costs of borrowing, you should not only make comparisons between the lenders to get the best price, but you should also consider the payday advance alternatives, such as getting a cash advance from a credit card.

Applying for a Payday Advance from the Firm

Payday loan application from the company have been made easy to use, with the filling in of the loan application form usually taking just minutes, and can be done entirely online.

To qualify to get one of the available loans, ranging in sums from anywhere between £120 and £800, (according to the company's loan agreement terms at the time of writing this) you should be employed, have an active bank account, and either a debit card or direct debit facility on your account.

Once you've submitted the application, and the company has done verifications and security checks on the information you've given in the form, you will get the loan decision.

Normally, the approved loan funds could be in your account before the end of the day, but it is also possible that the deposit of funds into customer accounts is made within an hour of the application.

› Early Payday

Cash advances should be used for short-term financial needs only, not as a long-term financial solution.

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