Go Cash

Delaware-based Go Cash is an online payday loan lender, operating in Texas, Louisiana, Rhode Island, and Delaware.

The company provides fast online loans up to $500, and up to $700 to customers who become members of their VIP Rewards program.

All in all, these VIP Members are eligible to receive a range of special rewards, including the higher loan amounts, as well as exclusive savings when taking out loans from the company.

The payday loans the firm offers are a form of short-term, small-dollar amount consumer loans, where the borrowed funds are paid back to the lender on the next payday from regular employment typically within a few weeks time.

Cash advance lending is not, however, suitable as a solution for long-term money problems, partly because of the high costs of borrowing, as measured with APR rates of interest.

How to Apply for a Payday Loan from the Company

As an online payday lender, you need to go to the firms official website, and fill out the application form, if you meet the requirements to be eligible for a cash advance.

These requirements include (according to the company website's FAQ):

You must be at least 18 years old as well as a citizen of the United States
You must have steady income with a take home pay of at least $1,000 per month
You must have a valid checking account that your payroll is being directly deposited into
You cannot currently be a debtor in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief

Once you have completed the simple online application form and submitted it to the service, one of their customer service agents will be in contact with you, in order to verify the information.

Then, the application will be processed and you will get a loan decision. If approved, the company will directly deposit the funds into your bank account the next business day.

› Go Cash

Cash advances should be used for short-term financial needs only, not as a long-term financial solution.

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