Guaranteed Approval Payday Loan

Guaranteed approval payday loan lenders are more often referred to as bad credit cash advance lenders, making no credit check as part of the process.

However, having no credit check is not a guarantee that you will be able to get a loan from a company, as the credit decision is typically then based on your employment & income, and other factors.

In the UK cash advance market, for example, one of the few payday lenders without checking credit is PayDayWay, lending out sums between £100 - £1,000.

Because of the streamlined service, they promise to handle the loan application so rapidly that the cash will be typically transferred within 1 hour.

In fact, according to the company's website FAQ section, nearly half of their customers have bad credit, but still qualify for a loan.

Instead of a credit check, the PayDayWay requirements for getting a cash advance include:

you must be at 18 years of age or over,
you must have a valid bank account,
you must be a resident of UK with a valid work permit, and
you must be employed and paid £750 a month after tax into your bank account.

Additional Guaranteed Approval Cash Advance Lenders

For the UK payday loan market, one of the ways to find lenders that do not do a credit check as part of the loan processing, is to use payday comparison services.

One of the most popular of these services is located at money.co.uk, and their database contains a total of 91 direct lenders and short-term credit brokers.

The problem with their comparison of bad credit lenders is that most of the available results tend to be payday loan brokers.

This means that these brokers have a partnership with at least one lending entity that accepts bad credit applicants.

› Guaranteed Approval Payday Loan


Cash advances should be used for short-term financial needs only, not as a long-term financial solution.

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