Instant Approval Payday Loan

In the United States, instant approval payday loan with online lenders is not always possible, due the to laws and verification requirements in individual states.

One of the primary companies offering instant approval lending in the online cash advance sector in the U.S. is CashNetUSA, operated by Cash America, one of the largest payday lending firms in the country.

Among the reasons why CashNetUSA is able to offer so fast lending decisions are automated systems as well as a streamlined application process, which does not include traditional credit checks.

Instead, the firm does verify each applicant information via several national databases including, but not limited to, Tele-Track and Clarity.

As important as instant approval is, another feature to consider is how quickly the approved funds are at your bank account.

If you visit a cash advance store in person, you often get the funds on the spot (against your personal check), while online, funds are normally transferred the next day, or later.

With CashNetUSA, their service promises next day funds transfer, but with a significant difference.

The difference to most other online lenders is in that they accept applications as late as 9pm CT Monday – Thursday for next business day funding (on the weekends by 7pm CT Sunday, you’ll receive the cash on Monday).

To qualify for instant approval with CashNetUSA, there are a few basic requirements, including that:

  • you must have an active checking account,
    you must have been employed for at least one month,
    you must be a US citizen or permanent resident,
    you must be at least 18 years of age.

The amount of money you can qualify for is dependent on several factors, based on the information you provide in the loan application and the laws in your state.

Therefore, you should always get to know the payday loan laws in your state, not only to know whether they restrict possibilities for getting an instant decision, but also for you to fully understand your rights as consumer of these financial products.

› Instant Approval Payday Loan


Cash advances should be used for short-term financial needs only, not as a long-term financial solution.

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