Money Mart which also operates under the name Loan Mart, has over 300 locations available across the United States for payday loans and other financial services.
The brand is owned by the NASDAQ-listed Dollar Financial Group, which, in total, operates over 1,000 payday advance locations in USA, Canada, and the United Kingdom (under the brand "Money Shop").
In fact, their network of loan outlets is the second largest in the industry in the US, and some of the ingredients fueling the company's growth have been convenient locations, extended operating hours, and fast customer service.
According to the statistics released by the company, their typical customer for payday loans is 35 years of age, many being from the skilled trades, service and clerical sectors of workforce.
Many of the company's customers are underserved by traditional and banking community, and require basic financial services to gap everyday financing needs between paydays.
Related services that you can use on their stores include check cashing, as well as Western Union money transfers.
The firm operates physical outlets in several states where payday loans are legal, including Alaska, California, Hawaii, Iowa, Kansas, Louisiana, Missouri, Oklahoma, Virginia, and Washington.
The laws governing payday advances vary greatly from state to state, so you should familiarize yourself with your own state's legislation before applying for a loan in this category.
Also, you should always read the applicable individual loan agreement very carefully, as well as check that you meet the loan application requirements.
According to the company's website at the time of writing this, these requirements for a successful loan application include (but are not limited to)...
a steady job/source of income
an active checking account
a home phone number
valid ID (you have to be 18 years or older to apply for a loan)
To prove these requirements, you need to bring to the store, in addition to the ID, a bank statement (less than 45 days old) and a pay stub (less than 30 days old), as well as a blank check.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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