Moneytree payday loan products include online cash advances as well as payday lending at storefront locations in more than 120 outlets.
The company, which is headquartered in Seattle, is one of the most
popular cash advance and check cashing operation with the five states (California, Colorado, Idaho, Nevada, and Washington) where it operates.
They also have stores in the Canadian side of the border, in British Columbia.
From Moneytree, you can also get prepaid debit cards and gift cards, use money orders and wire fund transfers through Western Union, as well take advantage of the available bill pay services.
At the core of their business model, however, is payday lending, both online and from their bricks-and-mortar stores.
Payday loans are short-term, small-dollar amount loans, usually taken for a period of few weeks, to be paid back to the lender on the borrower's next payday from regular employment.
These products are NOT suitable as financial solutions for long-term money problems, partly because of their high costs of borrowing, as measured by annual percentage rates (APRs) of interest.
To find answers to most frequent questions regarding their application
process, you should consult the firm's official website, through which
the online application take place.
A Moneytree online is also available for finding a branch location near you, and if you have a prepaid card from them, you can login to your Moneytree prepaid debit card account.
When you get approved through the online application process, you can get fast payments by picking up the funds of your cash advance from any Moneytree branch.
Each application is reviewed by one of their Loan Application Specialists, and not just a computer, like what happens in many other cash advance firms.
The associated fees and interest rates vary from state to state, so you should always check what applies to your location.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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