Payday Advance Loan Virginia

Payday advance loan Virginia are a popular way to gap short-term money management needs, and you have options to take one of these loans either online or in-store.

Payday lending in the state has been regulated through several laws, most notably with the "Virginia Payday Loan Act", which you should familiarize yourself with before taking a cash advance loan.

For example, these laws regulate the number of loan a borrower can take, repayment terms, as well as applicable fees, charges, and interest rates.

All of the payday loan companies in Virginia must be licensed to operate, and these registered companies (and their licensed locations) are listed on the Virginia State Corporation Commission's website.

As is the case for cash advance loans in other states as well, these loans are meant by the lenders as tools for short-term money management (typically until your next payday), not as solutions to long-term financial problems.

From many of the payday lending operations, alternative loan products (often with longer-term repayment plans) include installment loans, title loans, as well as traditional pawn loans.

Payday Advance Lenders in Virginia

The companies licensed to operate in Virginia are listed at the Virginia State Corporation Commission's website.

As of writing this, the list of licensed brands included:

  • ACE Cash Express
    Advance America
    1st Choice Cash Advance
    Check City
    Approved Cash Advance
    Cash Today
    CheckSmart
    Express Check Advance
    EZ Payday Loans
    Cash-2-U Payday Loans
    Money Mart
    Cash To Payday
    Payne's Check Cashing
    Quik Cash

Many of these brands operate on a nationwide basis, with Advance America being the biggest, having over 2,400 outlets in the United States.

The brand has physical stores throughout Virginia, including Virginia Beach, Norfolk, Chesapeake, Richmond, and Newport News, and these stores provide a wide variety of financial services apart from cash advances.

Of the popular payday lenders, another one is Cash America, which operates as an online lender via the CashNetUSA website, available in Virginia for line of credit loans throughout the state.

Other popular brands with operations in several states include Check City and ACE Cash Express.

› Payday Advance Loan Virginia


Cash advances should be used for short-term financial needs only, not as a long-term financial solution.

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