Payday Loan in Texas

Payday loan in Texas is available from over 3,500 stores, with Austin-based EZMONEY one of the most popular companies in the state.

These loans are small-dollar amount, short-term financial products, with the intention of being used for emergency shortfalls in personal finances, such as meeting expenses from a medical emergency.

Cash advance loans, because of their high annual percentage rates (APRs) are not, however, a solution for long-term money problems.

Some of the central requirements from the payday lenders for the applicants is to have a regular, steady job, with the loan being paid back on the next payday.

What is NOT part of the typical application processing, meanwhile, is credit checks, which has made these loans popular among people with a combination of regular job and bad credit.

Payday Loan Lenders in Texas

There are over 3,500 registered stores for payday lending in the state.

One of the most popular payday loan companies in Texas is the Austin-based EZMONEY, which also operates in Colorado, Kansas, Missouri, Alabama, Wisconsin, South Dakota, Idaho, and Utah.

They primarily service the under-banked customers, who need access to financial products, but cannot get serviced by the traditional banking sector.

The brands under which you can find the company operating include Ezmoney Payday Loans (Colorado, Idaho, Alabama, Wisconsin), Ez Payday Advance (Kansas, South Dakota), and Ez Money Loan Services (Texas).

All in all, the firm has over 400 outlets in these states, providing a wide variety of loan products, both for long- and short term needs, including payday loans.

The loan amounts for these products range from $100 to as much as $10,000, including financial products such as title loans and installment loans.

When visiting one of their stores, you can also get a a "Change" prepaid debit card, which is another available tool in managing day-to-day personal finances.

› Payday Loan in Texas

Cash advances should be used for short-term financial needs only, not as a long-term financial solution.

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