Payday Loan Lenders

Find out about the payday loan lenders in the United States, biggest and most reliable companies in the industry, and locations for the outlets.

US has been a pioneer market for the payday advance industry for decades, but it was only in the early 90's that the market really took off.

Today, loan industry analysts have estimated that there are about:

20,600 payday advance locations across the country,

with $38.5 billion in short-term credit, and

19 million households using payday loans

Due to the industry's popularity in their home market, several USA payday advance companies have since expanded to many other parts of the world, including Canada, Australia, and UK.

The most well-known of these internationally operating companies is the NASDAQ-listed DFG (Dollar Financial Group)...

...while the biggest US payday lender is Advance America (with over 2,400 locations).

Some of the reasons behind the rise of small loan industry was in traditional financial companies exiting these types of loans in the 90s.

At the same time, these same financial institutions raised their fees on bounced checks and overdraft protection fees and late payment penalties, making payday advances a more viable option.

People Who Use Payday Loan Lenders in the US

Similarly to other payday loan markets, people take these types of small loans in the US mostly in order to cover, often unexpected, small expenses.

Other reasons to take payday advances include avoiding...

costs from bounced checks,
fees from overdraft protection, and
penalties related to late bill payments.

Qualifications to get a payday loan in the US vary from state to state and from company to company (in fact, payday advances are NOT allowed in 13 states).

So, you should always check your state's regulations, and read all details relating to the loan agreement.

This includes reading very carefully through the agreement containing disclosures required by the Truth in Lending Act (TILA).

Ace Cash Express

Ace Cash Express is one of the biggest and most trusted payday loan lenders in the US, with 1,700 locations and having been in operation for over 40 years.

Ace Cash Express

Advance America

Advance America is USA's no.1 payday loan company, with over 2,400 locations to choose from nationwide.

Advance America

Cash America Cash Advance

Find out about Cash America Cash Advance services, available from over 1,000 locations in United States and Mexico.

Cash America Cash Advance

Cashland

Cashland cash advances, from this Cash America operated brand, are available from close to 200 locations within several states.

Cashland

Check City

Find out about Check City payday loans, plus information on the other services they offer, such as check cashing, and prepaid debit cards.

Check City

Approved Cash Advance

Did you know that Approved Cash Advance operates in seven states, with over 200 locations available?

Approved Cash Advance

CheckSmart

CheckSmart is a payday loan company that has been in operation since 1989, and now operates within 14 states with over 430 stores.

CheckSmart

CashWell

Read more about CashWell financial services, available from 103 locations across several states in the United States.

CashWell

Express Check Advance

Express Check Advance is one of the most respected payday loan companies in the nation, with headquarters in Chattanooga, Tennessee.

Express Check Advance

Quick Check Cash Advance

Quick Check Cash Advance services, which have been available since 1994, are today available in a total of 17 locations.

Quick Check Cash Advance

Money Mart

Money Mart which also operates under the name Loan Mart, has over 300 locations available across the United States for payday loans and other financial services.

Money Mart

Quick Cash

Read about Quick Cash financial services for payday loans, check cashing, money orders, and money transfers, available from 500 branch locations.

Quick Cash

Speedy Cash Advance

Read more about Speedy Cash Advance payday loans, available from over 100 stores in several states in the US, but also within Canada and United Kingdom.

Speedy Cash Advance

EZ Payday Advance

EZ Payday Advance from EZMONEY is available from over 400 locations in Texas, Colorado, Kansas, Missouri, Alabama, Wisconsin, South Dakota, Idaho and Utah.

EZ Payday Advance

First America Cash Advance

First America Cash Advance is a subsidiary of Cash America, both of which are part of Grupo elektra, a banking, consumer finance, and specialty retailing conglomerate.

First America Cash Advance

Advance Cash Magnum

Advance Cash Magnum is a short-term loan service from International Cash Advance, a lending entity based on the British Virgin Islands.

Advance Cash Magnum

A 1 Cash Advance

A 1 Cash Advance is a full-service payday loan company that operates with 8 branch locations in Indiana and with 2 stores in Tennessee.

A 1 Cash Advance

Ace Cash Express Loan

Ace Cash Express loan is available even to people with bad credit, as the requirements include a steady job and a bank account.

Ace Cash Express Loan

Ace Cash Express Jobs

Ace Cash Express jobs are a viable alternative, if you are looking for a prospective career within the rapidly expanding payday loan industry.

Ace Cash Express Jobs

Advance America Check Cashing

Advance America check cashing services are available from the firm's over 2,400 locations, under the Check-to-Card service.

Advance America Check Cashing

Advance America Loan

Advance America loan is available in-store (from 2,400+ locations) as well as via an online application, without a need to visit an outlet.

Advance America Loan

Apply Advance America

To apply Advance America loan, you can do so at one of their 2,400 stores nationwide, or submit the loan application online, via the official website.

Apply Advance America

Ace Cash Express Fees

Ace Cash Express fees depend on several factors, including the loan amount and the applicable state laws in the location you are applying for the loan from.

Ace Cash Express Fees

Ace Check Cash Express

Ace Check Cash Express financial services range from check cashing to popular short-term consumer loans (payday loans), as well as bill pay and prepaid debit cards.

Ace Check Cash Express

Check City Payday Loans

Check City payday loans are available from the company from around 65 stores in several states, plus you can apply for cash advance online.

Check City Payday Loans

Check City Reno

Check City Reno is available from four locations across the city, offering services from payday loans to check cashing.

Check City Reno

Pay Check City

A look into how you pay Check City back the cash advance loan sum, and how the overall loan application process functions.

Pay Check City

Ace Cash Express Inc

ACE Cash Express Inc is a payday loan (and other short-term consumer loans) lender and a provider of financial services, in several states.

Ace Cash Express Inc

Check City Las Vegas NV

There are 22 Check City Las Vegas NV locations, from where you can use a variety of financial services, including cash advance loans.

Check City Las Vegas NV

Buckeye CheckSmart

Buckeye CheckSmart is one of the brand names under which CheckSmart operates for financial services (including loan products) in Arizona.

Buckeye CheckSmart

Cash America Loan

Cash America loan products are available online, as well as from one of the over 1,000 outlets locations within United States and Mexico.

Cash America Loan

Cash America San Antonio TX

Cash America San Antonio TX locations include six Payday Advance stores, and 20 outlets for Cash America Pawn.

Cash America San Antonio TX

Cash America Austin

Cash America Austin services are available from three Payday Advance locations, and 17 Cash America Pawn stores.

Cash America Austin

Cash America International

Cash America International has grown from one pawnshop in Irving Texas to the current financial powerhouse with over 1,000 locations and operations in several countries.

Cash America International

Cash America International Inc

Cash America International Inc operates in the United States, United Kingdom, Canada, Australia, and Mexico, with over 1,000 payday advance and pawn shops.

Cash America International Inc

Cashland Check Cashing

Cashland check cashing and payday loans are available from a total of around 200 outlets in the states of Ohio, Michigan, Indiana, and Kentucky.

Cashland Check Cashing

Moneytree Payday Loan

Moneytree payday loan products include online cash advances as well as payday lending at storefront locations in more than 120 outlets.

Moneytree Payday Loan

Check n Go

Check N Go has been in payday lending business since 1994, and today, they operate in 24 states across the nation, including 227 stores in Texas and 174 stores in California.

Check n Go

Amscot Financial

Amscot Financial has payday lending locations available all across Central Florida, with many of the outlets open 24/7.

Amscot Financial

Cash Tyme

Cash Tyme has been in payday loan business since 1998, and today, they operate more than sixty stores in a total of eight states in the United States.

Cash Tyme

Cash Express

Cash Express is one of the most popular payday lenders and check cashing operations in the states of Tennessee, Kentucky, and Alabama.

Cash Express

Dollar Financial Group

Dollar Financial Group (nowadays officially DFC Global Corp.), is a payday lender in eight countries across North America and Europe, with around 1,400 storefront locations.

Dollar Financial Group

Check Into Cash

Check Into Cash is a founding member of the Community Financial Service Association of America (CFSA), and one of the most popular payday lenders in the U.S.

Check Into Cash

Fast Cash of America

Fast Cash of America is a payday loan lender operating in three states, Iowa, Wisconsin, and Ohio.

Fast Cash of America

Go Cash

Delaware-based Go Cash is an online payday loan lender, operating in Texas, Louisiana, Rhode Island, and Delaware.

Go Cash

Advance Financial

Advance Financial has been in business since 1996, and today, has payday lending locations throughout Middle Tennessee.

Advance Financial

QC Holdings

Publicly traded QC Holdings is one of the largest payday lenders in the United States with over 500 nationwide outlets.

QC Holdings

USA Cash Services

USA Cash Services is a payday loan service operating in the states of California, Idaho, Nevada, Utah, Washington, and Wyoming.

USA Cash Services

Speedy Cash

Speedy Cash is an Orange Park, Florida, based payday loan lender and pawnshop operator, with stores in Florida, Georgia (no payday loans), and Alabama.

Speedy Cash

› Payday Loan Lenders


Cash advances should be used for short-term financial needs only, not as a long-term financial solution.

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