Payday UK

Payday UK is an online direct payday lender, operated by MEM Consumer Finance Ltd, and offers cash advances from £100 to £1000.

Payday loan products offered by the company are short-term in nature, small amount debt products, typically paid back on the borrowers next payday from regular employment.

Because of the high costs of borrowing (as measured by high annual percentage rates (APRs) of interest), these loans are often used for emergencies and to cover unexpected expenses, such as car repairs or medical emergencies.

Payday lending is NOT suitable as a financial solution to long-term money problems, and you should look into the available alternatives, such as taking a small consumer loan from a credit union, even on the short term.

However, due to their typical usage for emergency funding, one of the benefits of applying for a payday loan is that their approval & processing up to the payment to your bank account is normally very fast, with most lenders providing same day service (sometimes for an extra fee).

How to Apply for a Payday Advance from the Company

The loan application process with the service is very simple and fast, taking just two minutes to fill out the online application form.

Before you make the application, make sure to see if you have qualify for the requirements, which include that you must be over 18, in permanent employment, and earning more than £500 a month.

You'll also need a bank account for the service to transfer the approved loan funds into, and a debit card for you to repay.

Once you have submitted the application form, you should get a loan decision within a minute.

If you've been approved for the loan, then you will be prompted to enter your bank account details as well as your debit card details.

Finally, your loan agreement will then be displayed online for you to sign.

› Payday UK


Cash advances should be used for short-term financial needs only, not as a long-term financial solution.

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