Purple Payday

Purple Payday is a payday loan broker with instant decisions, typically (with most customers) with no phone calls, faxing, or paperwork to fill.

The company, which is owned by Pingtree Limited, has one of the most extensive databases of payday and short-term loan lenders that it uses to match you loan request with.

That matching system provides a very efficient way for you to find the best lenders for your specific lending situation, which could take a long time, if you decided to research the companies on your own.

Payday loans that are offered through the service are intended for covering short-term shortfalls in personal finances, typically resulting from unexpected expenses and emergencies, such as car repairs or medical emergencies.

Payday advance lending, however, is NOT a suitable product for meeting long-term money problems, and even in the short term, you should consider using some of the available alternatives, such as small consumer loans from credit unions or cash advances from a credit card.

How to Apply for a Loan from the Service

To apply for a loan through the system, you need to meet a few eligibility requirements, which range from lender to lender the broker uses, but all of the lenders they work with require that you are over 18 years of age and employed.

You may apply for a loan even if you have bad credit, as the broker will route your application to those lenders that will put less emphasis on a credit check on their loan decision.

As for the actual loan application process, you must first complete the online application form.

Within a few moments, you should have a notification if you are approved for a loan by one of the broker's lenders, and you will be forwarded to the lender's completion page (or you will be sent the contact information via email).

Then, you simply sign your loan agreement electronically via the internet, and if you have applied before 3pm (Monday-Friday), you should be able to qualify to get the money the same day to your bank account.

› Purple Payday


Cash advances should be used for short-term financial needs only, not as a long-term financial solution.

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