Quick Check Cash Advance services, which have been available since 1994, are today available in a total of 17 locations.
One of the things that have made the company popular among cash advance lenders is that, unlike most payday lenders, the firm provides a day-by-day rate, so that you pay only for the days you need the money.
Other reasons why they've become a customer favorite include the experience throughout the years in this area and friendly customer service.
When applying for a loan, you have a choice of going in-person to one of the stores, or using the services through online payday loan application.
Additional services in select stores include installment loans, with typical rates lower than payday loans, and check cashing.
In installment loans, the repayment plans also that allow for multiple payments, rather than one payment, as is the case for payday cash advances.
If you apply for their loans online, the process is very fast and simple.
At the time of writing this, the online application process included questions about the applicant, including income and how much the applicant wants to borrow.
According to the company's website, some of the terms to be approved for a payday loan from them include (in addition to those set by your state's laws) but not limited to...
a regular source of income
take home pay from work of at least $1,000 per month, calculated after taxes
an active checking account, opened in your name
a phone number where you are available and can be reached
Once the online application is submitted, the firm's customer service representative will be in contact.
The customer representative call does include verification of a few items and a few simple questions, prior to approving the loan.
If the company approves the application, they will electronically deposit the loan amount into the customer's checking account.
As for repayment, when due date arrives, the loan amount and finance fee are directly withdrawn from the customer's bank account.
If you want to do the application in person, there are stores available in states of:
Idaho (Coeur d'Alene, Idaho Falls, Lewiston, Pocatello)
Oregon (Grants Pass, Klamath Falls, Medford, Roseburg)
Utah (Brigham City, Logan, South Logan, Orem, Spanish Fork, St. George)
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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