Read more about Speedy Cash Advance payday loans, available from over 100 stores in several states in the US, but also within Canada and United Kingdom.
All in all, the firm has over 230 store locations worldwide, with a brand name "Rapid Cash" in Nevada, Washington, and Oregon, and as "Cash Money" in Canada.
Their first store opened its doors back in 1997 in Riverside, California, started by three spirited entrepreneurs from Wichita, Kansas.
They have since expanded across the nation, with stores available in the states of Alabama , Arizona, California, Colorado, Kansas, Missouri, Nevada, Oregon, Texas, and Washington.
Today, the company also operates as an online payday loan lender, and you can choose to become a customer over the phone.
Although short-term consumer loans is their core product, you can also use their services for title loans, installment loans, lines of credit, check cashing, cash for gold, as well as pre-paid cards.
Online cash advance loans are personal loans that are available from
Speedy via a fast online application, or, you can visit one of the
company's outlets in person.
To qualify for a loan application, there are three primary requirements according to the company's website (as of writing this):
a steady source of income,
a verifiable bank account, and
a verifiable telephone number.
You can apply for these types of loans even with bad credit, and get cash advances up to $1,000, depending on the state laws you're applying from.
Some of the reasons that have made Speedy / Rapid cash so popular, is that their online loan application is very fast, and there are no faxing requirements.
Speedy is also a state licensed, direct lender (not a payday loan broker), and provides financial services according to the guidelines set in the "Best Practices" of the CFSA, the main payday loan industry association in the US.
Because they are a direct lender, you often get the money fast, both online and from in-store visits.
The repayment terms in these types of cash advance loans are often to the next payday, and with Speedy, most commonly 14- or 30-days.
Repaying the loan is done by visiting one of their outlet locations or using your ATM card information for automatic payment.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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