Speedy Cash is an Orange Park, Florida, based payday loan lender and pawnshop operator, with stores in Florida, Georgia (no payday loans), and Alabama.
The company, which is a full member of the Community Financial Services
Association of America (CFSA), has a total of 12 stores in Florida, 8 in
Georgia, and three in Alabama.
Speedy is one of the Southeast's most popular short term lending firms, especially in Jacksonville, FL, where it has 7 locations throughout the city.
Their specialty area is specialty personal financing, which means title loans, payday advances, and pawn.
Their payday advance products are short-term, small-dollar amount loans, typically taken to be repaid on your next payday from regular employment, often with a term of a few weeks.
Cash advance lending carries very high borrowing costs, as measured by APR rates, which is why they are not suitable as financial long-term solutions to money problems.
To apply for a cash advance loan, which are available from Speedy's
Florida and Alabama stores, you need to visit one of the locations in
To find the nearest branch to you, you can take advantage of the store location list at the official website. For each store, the list contains hours of operation, address, as well as contact phone number.
There are a few simple requirements for you to be eligible for a cash advance, available in sums up to $500.
These requirements include that you bring to the store your picture ID, proof of income, your most recent checking account statement, and a personal check.
Once you've submitted your loan application, the loan processing is a typically a very quick process, after which you'll get a loan decision.
If approved, you will get the funds on the spot against a personal check, which the store will hold onto, not cash until the loan becomes due for repayment, typically on your next payday.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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