The Money Shop

The Money Shop is one of the most popular operators in the UK for cheque cashing and payday loans with over 500 outlets across the country.

Payday loans and cash advances are a form of short-term financing for small amounts, typical paid back in full within a few weeks, on the borrowers next wage pay day from regular employment.

These loans carry very high annual percentage rates (APRs) of interest, which is why they are not suitable as long-term financial solutions.

Even in the short-term, you might want to research alternatives, such as getting a wage advance from an employer or a cash advance from a credit card.

Because many customers use these funds to cover expenses from emergencies and unexpected expenses (such as car repairs), payday lending has the benefits of being a very quick (same day loan payments are typical) and easy process (the forms are often filled in in a few minutes).

In addition to cash til payday loans, the service offers a wide range of financial products from their stores, ranging from cheque cashing to gold buying, and forex exchange services to pawn broking.

How to Apply for a Payday Loan from the Service

You have two options to getting a payday loan from the company, either by visiting one of the more than 500 stores in-person, or by using their online payday loan service.

Before visiting one of the stores, you should research the company's official website thoroughly, as they often have different types of promotions and coupons available, which may decrease the loan cost.

According to the service's FAQ, when visiting one of the outlets, you need to bring in:

A valid bank card
Your chequebook
Bank statement
Wage slip

If you want to apply online for a payday loan from the company, their online payday lending is done in co-operation with Payday Express, one of the more popular online destinations in UK for cash advance lending.

› The Money Shop


Cash advances should be used for short-term financial needs only, not as a long-term financial solution.

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