USA Cash Services is a payday loan service operating in the states of California, Idaho, Nevada, Utah, Washington, and Wyoming.
The company has been in business since 1995, when they opened their
first store, and today, they have a total of 37 locations in multiple
One of the things that have made them one of the most popular in the areas they are licensed to operate, is that in 2001, they were one of the first firms to make their payday loans available online (not available in all of the states they are licensed to operate).
USA Cash is a Community Financial Services Association of America (CFSA) full member, following the association's best practice guidelines, which is a document readable from the official CFSA website.
The payday loan products the firm offers are a form of short-term, small-dollar amount personal loans, not intended to meet long-term financial needs.
Many use these loans for emergency expenses, such as car repairs, while research has suggested that some use cash advances to avoid overdraft fees, late payment charges, and charges related to disconnected services.
Before you make a decision to apply for a loan from the company, you
should read through the terms and conditions regarding payday lending in
These terms and conditions are available from the firm's official website, and listed for each of state separately.
If you meet the requirements for getting a payday loan from the company in your state, you can fill in the online application form and submit it to the service.
You typically need to contact the company after submitting your application, in order to verify the information provided.
In most states, if your loan application is approved, you can receive the funds in two ways: either directly to your checking account within 1 business day, or in-person at one of the company's outlets near you.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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