Zippy Cash is one of the most popular online payday loan lenders in Canada, and has been in business since 2001.
The company started operating as a full service online payday lender in
2003, when it closed all of its storefront locations and focused on
serving exclusively their internet clientele.
Since the beginning, the company's focus has been in offering short term loans, with special emphasis on great customer service, full disclosure, and responsible lending practices.
The products the company offers, short-term payday loans, are not intended as a solution for long-term financial needs.
Some of the alternative ways to possible meet your financial emergency requirements may include loans from a friend, salary advances from an employer, a line of credit from a bank, and a cash advance on your credit card.
In Canada, if you are having financial problems, you can find non-profit credit counseling services in most larger residential areas, and these services are often listed on your local phone book.
Some of the loan requirements for your application will depend on your
location, as most provinces have their own regulations for the payday
For existing clients, the service provides payday advances from $50 up to $1500, with the loan paid back in full on your next payday, as the company does not offer loan renewals or paydown options (at any province).
Each customer's loan limits are calculated by the company based on a point system, and you will be issue a loan up to the determined limit.
When you've submitted your online payday loan application form, you will be notified via an email once a loan decision has been made.
If your application is approved, the firm will deposit the funds directly into your bank account, and as for paying back the loan, the company will debit the bank account automatically on the scheduled pay day, for the full amount including principal, fees and any other charges.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution.
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